The website (now redirected to First State Bank ) offers several strong features typical of a community-focused financial institution.

: Most checking accounts include a suite of free digital tools: Free Online Banking and Bill Pay . Mobile Banking for managing accounts on the go. eStatements for secure, paperless record-keeping.

: As a local bank, they emphasize local knowledge and investment in the community, which can be a major advantage for personalized service compared to national chains. The Benefits of Banking Locally

: They specialize in various types of financing, including: Mortgage Loans for purchasing or refinancing. Construction and Lot Loans for new builds. Investment Property Loans for rental renovations. Home Equity Lines of Credit (HELOC) .

Based on its current service offerings, here are some of its best features: