: Interest-free loans for smaller purchases ($50–$1,000), typically paid bi-weekly over six weeks.

Affirm differentiates itself by providing a range of payment terms rather than a single "one-size-fits-all" model.

: A physical/digital debit card that allows users to pay in full or request to "pay later" for nearly any purchase. Credit Reporting Policy (As of April 2025)

: A primary growth driver, with its Gross Merchandise Volume (GMV) surging 159% year-over-year to $2.186 billion. Core Product Offerings