Arkansas Bankruptcy Laws May 2026

This process eliminates most unsecured debts, like credit cards or medical bills, and usually concludes within three months. To qualify, you must pass a means test , ensuring your household income is below the state median.

As of 2026, the standard filing fee is $338 for Chapter 7 and $313 for Chapter 13 . If your income is below 150% of the federal poverty level, you may apply for a fee waiver . arkansas bankruptcy laws

All filers must complete a pre-filing credit counseling course and a post-filing debt management course from approved providers. This process eliminates most unsecured debts, like credit

Filing for bankruptcy in Arkansas involves navigating both federal statutes and specific state guidelines that dictate which assets you can keep and how your case is processed through the U.S. Bankruptcy Court for the Eastern and Western Districts of Arkansas . If your income is below 150% of the