Best Buy financing options for those with less-than-ideal credit typically fall into two categories: the standard store credit cards and alternative lease-to-own programs. If your credit score is below , you may find it difficult to qualify for their traditional credit cards. Best Buy Store Credit Cards
For customers who cannot qualify for a credit card, Best Buy partners with Progressive Leasing. This is not "financing" in the traditional sense, but a lease agreement. best buy financing bad credit
: You can often choose to purchase the item early at a discount or return it if you can no longer make payments. Review Summary My Best Buy® Store Card Progressive Leasing Credit Needed Fair to Good (640+) No Credit Score Required Interest/Fees 0% if paid in full (Promotional) High total cost of ownership Approval Odds Lower for "Bad Credit" Higher for "Bad Credit" Credit Building Reports to bureaus Generally does not report Best Buy financing options for those with less-than-ideal
: Offers include "no interest if paid in full" for periods such as 12, 18, or 24 months on qualifying purchases. This is not "financing" in the traditional sense,