Financing terms are determined by the total purchase amount and specific product categories:

: Home theater purchases totaling $999 and up , or unlocked phone purchases totaling $649 and up .

: Storewide purchases totaling $299 and up .

: Some new cardholders may be offered 0% APR for 18–24 months on qualifying purchases as a welcome promotion. Important Financial Risks Best Buy Credit Card: Rewards & Financing