Finding a partner with capital who provides the down payment while you provide the expertise and labor (sweat equity). 4. Government & Special Loan Programs
Minimum Down Payment for Home Loan in India - PNB Housing Finance buy foreclosures with no money down
While most hard money lenders want 20–30% down, you can achieve "zero down" by: Finding a partner with capital who provides the
While not strictly "no money down," this scheme provides significant interest subsidies (up to ₹2.67 lakh) that can drastically reduce the upfront capital needed for eligible first-time buyers. You don't need to apply for a new
You don't need to apply for a new loan or provide a down payment to a bank; you simply start making the monthly payments. 2. Seller Financing (Owner Will Carry)
You agree to pay the remaining mortgage on behalf of the owner, who may be in "pre-foreclosure" and desperate to avoid a credit hit.
In the US, veterans can buy homes—including foreclosures—with 0% down through the Department of Veterans Affairs .