: Don't just focus on the weekly payment; calculate the total amount you will pay over the life of the loan.

: Instead of relying strictly on credit scores, these dealers primarily assess your proof of income and employment stability.

: Websites often emphasize down payments and monthly/weekly payment amounts rather than the total cash price of the vehicle.

: Interest rates are significantly higher—often double or triple market rates—and the selling price can be much higher than the car's actual blue book value.