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Because he chose a low-fee index fund, more of his money stayed in his pocket rather than going to a middleman.

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Leo decided to "set it and forget it." Every month, regardless of whether the news was good or bad, he put a portion of his paycheck into the fund.

When one company in the index struggled, dozens of others were there to pick up the slack.

Over the years, the dividends paid by these 500 companies were reinvested, buying him even more shares. The Result