Buy To Let Mortgage Calculator How Much Can I Borrow File

Lenders use a specific formula to ensure the rent covers the mortgage plus a safety buffer.

Most BTL lenders require a larger deposit than residential loans, usually capping at 75% to 80% LTV. Top Calculator Options (April 2026) buy to let mortgage calculator how much can i borrow

Lenders typically require rent to be 125% to 145% of the monthly mortgage payment. Lenders use a specific formula to ensure the