: Allows you to withdraw your full balance without an early withdrawal penalty after the first 6 days. Current Rates (as of April 2026)
: Standard accounts with highly customizable terms from 28 days to 10 years . buying a cd from bank of america
Rates vary by region and deposit amount. Below are representative APYs for a $1,000+ deposit in select regions: Fixed Term CD from Bank of America: View Terms and Rates : Allows you to withdraw your full balance
: Often called "no-penalty" CDs, typically available in a 12-month term . buying a cd from bank of america
: Promotional accounts with terms ranging from 7 to 37 months .
: Automatically renews into a 3-month Flexible CD at maturity unless you change it during the 7-day grace period.