Buying A Home In Florida With No Down Payment May 2026

: Must meet income limits (typically 115% of the area median income) and the property must be in a USDA-eligible zone . Credit Score : Typically requires a minimum of 640 . 2. Florida State Down Payment Assistance (DPA)

: Designed for homes in designated rural and some suburban areas. Down Payment : 0% required. buying a home in florida with no down payment

: Available to veterans, active-duty service members, and eligible surviving spouses. Down Payment : 0% required. : Must meet income limits (typically 115% of