Yes, you can buy short-term health insurance, but it is important to understand that it serves as a temporary stopgap rather than a long-term solution. In 2026, federal regulations have significantly shifted the landscape of these plans.
: As of 2026, federal rules limit the duration of these plans to an initial term of 3 months , with a maximum total coverage period of 4 months in any 12-month period. can i buy short term health insurance
Short-term health insurance (also called temporary insurance) is designed for healthy individuals who need quick, low-cost coverage for a brief transitional period. Yes, you can buy short-term health insurance, but