Check | Your Credit Scores

: Regular checks allow you to spot and dispute inaccuracies or fraudulent activity on your credit report.

While different lenders have different standards, here is a general guide to credit score ranges: : Excellent/Super-prime 660–719 : Good/Prime 620–659 : Fair/Near-prime Below 620 : Poor/Subprime check your credit scores

: You can also check your score directly through official bureau websites like Experian , Equifax , and TransUnion . Why Checking Your Score Matters : Regular checks allow you to spot and

: Many major banks and credit card companies, such as Chase or Wells Fargo , offer free FICO or VantageScore monitoring to their customers. : Applying for multiple new accounts in a

: Applying for multiple new accounts in a short period can temporarily lower your score. What Do the Numbers Mean?

Understanding how your score is calculated can help you improve it: