Free-report-credit May 2026

: This is the official website mandated by federal law to provide free reports from the three nationwide bureaus: Equifax, Experian, and TransUnion.

: A credit score is generally not part of the free federal report. Bureaus or third-party sites may charge a fee to see your actual score, though many banks now provide it for free to their customers. Protecting Yourself from Scams free-report-credit

: Avoid sites that use "free" in their name but ask for credit card information or offer "free" monitoring that turns into a paid subscription. : This is the official website mandated by