: Alex found a suburban house and used his Certificate of Eligibility (COE) to secure 100% financing.
: Alex opted for a slightly higher interest rate, and in return, the lender paid his upfront fees. Summary of No-Down-Payment Options Requirement VA Loan Veterans & Military Service history + Certificate of Eligibility USDA Loan Rural/Suburban Buyers Household income below 115% of area median DPA Programs First-time Buyers Local/State grants that cover the down payment NACA Program Lower-income Buyers No down payment or closing costs; requires counseling
: Jordan used the USDA's eligibility map to find a home in a qualifying small town.
: Like Alex, she put $0 down , though she did have to pay a small annual guarantee fee.