Keep other debts (like car loans) to a minimum to maintain a healthy debt-to-income (DTI) ratio. 2. Establish a Stable Income
If your income or credit isn't strong enough to fly solo, a parent or guardian can co-sign the mortgage. This adds their income and credit profile to yours, making approval much easier. However, keep in mind that if you miss a payment, it ruins their credit as well as yours. 6. Start Small how to buy a house at 18
Lenders use your credit score to determine your reliability. Since you have little time to build history, start as soon as you turn 18: Keep other debts (like car loans) to a
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