How To Buy Business Property May 2026

: For owner-occupied properties, SBA 504 loans may offer lower down payments of 10% to 15%. 3. Assemble Your Professional Team

: Most commercial mortgages range from 15 to 25 years with interest rates typically between 4% and 8%.

: Beyond the purchase price, account for a 20% to 30% down payment . Additional costs include stamp duty, legal fees, surveys, and maintenance.

: Evaluate visibility, foot traffic, and proximity to transportation hubs. 2. Secure Financing Early

Before looking at listings, clarify exactly what your business requires to operate effectively.

: Choose a sector that aligns with your business goals, such as retail, office, industrial, or multi-family assets.

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