How To Buy Medicare Part A -

Before you "buy," verify if you are already entitled to premium-free coverage.

A 7-month window starting 3 months before the month you turn 65, including your birth month, and ending 3 months after. how to buy medicare part a

You can apply during several specific windows to avoid late enrollment penalties. Before you "buy," verify if you are already

If you do not qualify for premium-free coverage, you can buy Part A. In 2026 , the monthly premium is either $311 or $565 , depending on your work history. If you do not qualify for premium-free coverage,

Medicare enrollment is handled by the , not the Medicare website directly. When can I sign up for Medicare?

You typically qualify if you or your spouse worked and paid Medicare taxes for at least 10 years (40 quarters).

Buying Medicare Part A involves determining if you qualify for premium-free coverage or if you must purchase it by paying a monthly premium. Most people receive Part A automatically at age 65 without a premium because they or their spouse paid Medicare taxes while working. 1. Determine Your Eligibility and Cost