How To Get A Loan To Buy An Apartment Complex — Fully Tested

To qualify for most commercial multifamily loans, you will generally need to meet these criteria:

For larger loans, your net worth often needs to equal at least 100% of the loan amount , with liquid cash reserves (post-closing) of at least 10% of the loan amount . Primary Financing Options Buying Your First Apartment Complex: An Investor Guide how to get a loan to buy an apartment complex

Typically ranges from 20% to 30% . Some specialized programs, like HUD/FHA , may allow up to 85-87% leverage (down payment as low as 13-15%). To qualify for most commercial multifamily loans, you