How To Get Credit Score Up To Buy A House Review

Get free copies of your reports from AnnualCreditReport.com.

Ask for a credit limit increase . If your limit goes up and your spending stays the same, your utilization ratio drops instantly, which can boost your score within a month.

Here is how to strategically boost your score before applying for a house: 1. Fix "Hidden" Errors Fast

If you’re eyeing a new home, your credit score is the most important "hidden" number in your life. Improving it doesn't just help you get approved; it can save you tens of thousands of dollars in interest over the life of your mortgage.