Lease Car Then Buy [ 2026 ]

Leasing a car with the intent to buy it later—often called a —is essentially a long-term test drive that ends in ownership. It’s a strategic move for drivers who want lower monthly payments now but want to keep the car for the long haul. Here is how the process works and why you might choose it: How it Works

When you sign the lease, the dealer sets a "residual value." This is the pre-determined price you can buy the car for at the end of the lease. lease car then buy

AI responses may include mistakes. For financial advice, consult a professional. Learn more Leasing a car with the intent to buy

You get several years to see if the car fits your lifestyle, has mechanical issues, or if you truly enjoy driving it before committing to a 10-year relationship. AI responses may include mistakes

Generally, leasing then buying is slightly more expensive than buying the car brand new with a 0% or low-interest loan, because you pay lease acquisition fees and potentially higher interest rates on the back-end loan.

You know exactly what the car will cost years in advance. If the market value of the car ends up being higher than the residual value, you’re getting a bargain.