: To open a loan, you must lock "qToken" collateral. Your loan must maintain a health factor of at least 1.067 to remain safe from liquidation.

: This version introduces "user-set rates," giving borrowers more control over their borrowing costs.

Liquity is a decentralized borrowing protocol often used on Ethereum-compatible networks.

: You can borrow assets by connecting your wallet to the Liqwid v2 App and navigating to the "Assets to borrow" section.

: It features a modular, initiative-based governance system where LQTY holders can vote on incentives across weekly "epochs".