Providers like MetLife offer "Family Plans" that let you share a single deductible across up to three pets on one policy. 2. Compare Popular "Pets Only" Plans

: Best for flexibility. They offer customizable accident-only or accident-and-illness plans specifically for dogs and cats.

While there is no major company named "Pets Only," several specialized plans focus exclusively on specific needs, such as coverage or domestic-only animals. For most owners, "pets only" refers to choosing an Accident-Only plan to save on monthly costs by excluding illness and routine care . 1. Choose Your "Pets Only" Strategy The best way to insure "pets only" depends on your goal:

The following companies are highly rated for their focused or customizable "pets only" options:

: Known for an accident-only plan that doesn't limit coverage as your pet ages, which is useful for senior pets that might be "accident-prone" but difficult to insure for illness. 3. Key Factors for Success

Best Pet Insurance Companies of 2026 - U.S. News & World Report