: Provides up to $500 per line (up to 5 lines, totaling $2,500) if you finance a new smartphone, or up to $300 per line if you bring your own device (BYOD). How the Process Usually Works We'll Pay Off Your Phone - Switch to Spectrum Mobile
: Provides up to $800 per line (for up to 10 lines) for customers switching to a postpaid plan. This is frequently bundled with other incentives, such as discounts for home internet customers.
Major phone carriers and select cable providers offer "contract buyout" programs to entice new customers by reimbursing early termination fees (ETFs) or remaining device balances. As of early 2026, these programs typically offer between total, usually issued as a digital prepaid card after you submit proof of your final bill from your previous carrier. Top Companies with Buyout Programs
: Offers up to $800 per line (for up to 4 lines) to cover ETFs and device balances. This is often considered the most flexible program, allowing you to either trade in your old phone for a new one or keep your current device while they pay it off.