Programs - To Help Buy A Home

: 0% for homes in designated rural and suburban areas.

: Must meet specific income limits, which have generally increased for 2026. 2. State & Local Assistance (Georgia Examples) programs to help buy a home

Buying a home is more accessible when you leverage federal, state, and local programs designed to lower upfront costs and provide flexible financing. As of early 2026, over 2,600 assistance programs are available nationwide. 1. Federal Government-Backed Loans : 0% for homes in designated rural and suburban areas

: 0% for eligible veterans, active-duty members, and surviving spouses. 10% for scores between 500–579.

: 3.5% if your credit score is 580 or higher; 10% for scores between 500–579.