Or Buy Home Calculator | Rent

: The interface uses several sliders that some find less precise than text-entry fields. Key Metrics to Watch

: Widely considered the gold standard due to its comprehensive inclusion of "unrecoverable costs". rent or buy home calculator

: Critics argue its default assumptions can be overly pessimistic toward buying, specifically regarding how high home price growth must be to "win". : The interface uses several sliders that some

: Generally favors renting and investing the difference. Common Criticism of Calculators : Generally favors renting and investing the difference

Rent-vs-buy calculators are essential for determining the "break-even point"—the exact year when the total cost of homeownership becomes less than the total cost of renting.

: Less granular detail than the NY Times model, though easier for quick estimates.

: Accounts for opportunity cost (what you'd earn by investing your down payment), the 2017 mortgage interest deduction cap, and localized appreciation.