Should You Buy A New Car -

Never negotiate based on monthly payments. Focus strictly on the total price including taxes and fees to avoid hidden dealership markups.

New cars typically have higher insurance premiums and higher property taxes in certain states. Smart Buying Tips for 2026 should you buy a new car

In 2026, new car loans average around 7% APR , while used car rates sit much higher at roughly 12% . Well-qualified buyers can even find 0% APR offers from some automakers to move stagnant inventory. Never negotiate based on monthly payments