You’llFactor in closing costs (2–5% of the home price) and an emergency maintenance fund (aim for 1–3% of the home's value) so a leaky roof doesn't become a financial crisis. 2. Specialized Assistance Programs
Get pre-approved before you look at a single house. This tells sellers you are a serious, qualified buyer. single mom buying first home
Surround yourself with pros who understand your specific needs: You’llFactor in closing costs (2–5% of the home
Just because a bank says you can borrow $300k doesn't mean you should. Leave room in your budget for extracurriculars, birthdays, and "life." single mom buying first home