: Most lenders do not accept direct credit card payments. Third-party services that facilitate these often charge a 2.5% to 3% fee, which is typically higher than the cash-back or points you would earn.
Many essential monthly bills carry convenience fees when paid via credit card that often outweigh any potential rewards points. what not to buy with a credit card
: Some utility providers charge "convenience fees" of a few dollars per transaction. Over time, these fees make basic services more expensive than paying by check or direct bank transfer. 2. Large Debts with Lower-Interest Alternatives : Most lenders do not accept direct credit card payments
Five Purchases to Avoid Putting on A Credit Card - Chase Bank what not to buy with a credit card