Debt consolidation works best if you have a and a credit score high enough to qualify for a lower interest rate. Most importantly, it requires a change in spending habits so the debt doesn't pile back up.
Reducing your "credit utilization" on cards can improve your score over time. The Bad: Your Ultimate Guide to Debt Consolidation
Debt consolidation can feel like a lifeline when you’re juggling multiple high-interest payments. What is Debt Consolidation? Debt consolidation works best if you have a
Saving money on interest is the primary goal. Your Ultimate Guide to Debt Consolidation
One bill is much easier to track than five.